Coverage B - Other Structures in a homeowners policy provides coverage for which of the following?

Coverage B - Other Structures in a homeowners policy is designed to provide protection for structures that are not attached to the main dwelling. This type of coverage typically includes buildings that are separate from the primary residence, such as detached garages, sheds, fences, and sometimes other structures like gazebos.

The reason detached garages fall under Coverage B is that they stand alone and are not physically connected to the main home, thus qualifying them as "other" structures as defined by the policy. This coverage protects these structures from various risks, such as damage from fire, wind, theft, or vandalism, ensuring that if an event occurs that damages the detached garage, the homeowner can receive compensation for repairs or rebuilding.

In contrast, an attached garage is not covered under Coverage B because it is considered a part of the main dwelling. Similarly, while swimming pools may be significant features of a property, they typically do not receive specific coverage under Coverage B but may be included under different provisions in the policy. Landscaping features, such as trees and shrubs, also do not fall under Coverage B; they often have separate stipulations within the homeowners policy and may have limited coverage, often related to specific perils.