In a DP-2 Broad Form, which situation is covered under the Theft peril?

In a DP-2 Broad Form policy, the Theft peril coverage extends to various circumstances relating to the unlawful taking of property. One of the scenarios that is covered is the theft of contents, which can occur from secured locations such as a garage. When contents are stolen from a garage, the loss falls under the Theft peril covered by this type of insurance.

The other choices, while they pertain to security and burglary, do not accurately represent the specifics of theft coverage. For instance, property stolen from outside the dwelling typically is not covered, as most policies focus on theft taking place from secured structures. Broken windows caused by a burglar refer more to damage rather than the act of theft itself, which could fall under different types of coverage—like vandalism or malicious mischief—but not directly under theft. Lastly, the concept of theft of unpaid utilities does not apply since utilities aren't considered personal property in the context of insurance coverage and, if they weren’t paid, they would not be substantiated as property that can be stolen under the definition of theft used in insurance contracts.

Thus, the selection of contents stolen from a garage accurately reflects a situation covered by the Theft peril in a DP-2 policy.