In a liability claim, which payment would typically be covered under personal injury protection?

Prepare for the Mississippi Adjuster License Exam. Study with comprehensive flashcards and multiple choice questions, each equipped with hints and explanations to ensure exam readiness!

Personal injury protection (PIP) is a type of insurance coverage that pays for medical expenses and other associated costs related to injuries sustained in a car accident, regardless of who is at fault. One of the key components covered under PIP includes lost wages due to injury. This means that if an insured person cannot work because of injuries from an accident, PIP can help cover the income they miss during their recovery.

In contrast, property damage refers specifically to damage to vehicles or other physical property, which falls under liability or collision coverage rather than PIP. Injury suffered by the other driver, while a valid concern in a liability context, does not pertain to personal injury protection and is usually covered by the at-fault driver's liability insurance. Repair costs of the vehicle also do not fall under PIP, as they relate to the vehicle's physical damage rather than injuries to individuals involved in the incident. This clarifies why lost wages due to injury is the correct answer in the context of personal injury protection under liability claims.

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