In what situation would comprehensive coverage apply for Jim’s car?

Comprehensive coverage is designed to protect against damages to a vehicle that are not the result of a collision. This type of coverage typically applies to incidents such as theft, vandalism, natural disasters, and other non-collision-related damages. In the scenario provided, if Jim's car is vandalized, the comprehensive coverage would indeed apply because vandalism falls under the category of non-collision incidents that this type of insurance is intended to cover.

While theft is also a situation where comprehensive coverage would apply, vandalism directly reflects the intent to damage or destroy property and clearly falls within the coverage. The other options, such as damage from an accident or a hit-and-run, would typically fall under collision coverage rather than comprehensive coverage. Collision coverage is specifically aimed at incidents involving collisions with other vehicles or objects. Therefore, the context of comprehensive coverage makes vandalism the correct scenario that would apply in Jim's case.