In which section of an insurance policy would you find the statement, "'We, us, and our' refers to ABC Insurance company?"

The reference statement, "'We, us, and our' refers to ABC Insurance company," is typically found in the Definitions section of an insurance policy. This section establishes clear meanings for specific terms used throughout the policy, ensuring that both the insurer and the policyholder have a common understanding of the language used. Identifying the parties involved in the contract, such as the insurance company, is essential for clarity and is commonly defined at the beginning of the policy.

Understanding the role of other sections such as Coverage, Conditions, and Exclusions helps clarify why they do not contain the reference statement. The Coverage section outlines what is included and protected under the policy, Conditions details the obligations of both parties, and Exclusions specify what is not covered. While these sections may contain important information about the policy, defining the insurer is specifically necessary for establishing who is providing the coverage, which is why that information belongs in the Definitions section.