Jennifer has a Comprehensive deductible of $100 on her Personal Auto Policy. If she lets her sister borrow her car, how will the claim for hitting a llama worth $500 be settled?

When Jennifer's sister borrows her car and accidentally hits a llama worth $500, the claim will be settled under the comprehensive coverage of Jennifer's Personal Auto Policy. Since the loss is related to an incident covered by the comprehensive portion of her policy, the insurance will pay for the damages incurred. However, because there is a $100 deductible, this amount needs to be deducted from the total loss.

The total damage is $500. Once the deductible is applied, the payout will be calculated as follows: $500 (total loss) - $100 (deductible) = $400. Therefore, the claim will be settled with a payment of $400 from the insurance company after accounting for the deductible.

This understanding emphasizes how comprehensive coverage works alongside deductibles, thus clarifying the financial responsibility that a policyholder retains in the event of a loss.