Under which condition could a Mississippi insurer cancel a policy after 60 days?

The correct condition under which a Mississippi insurer could cancel a policy after 60 days is related to the status of the policyholder's son having his license suspended during the policy period. In Mississippi, insurers are permitted to cancel policies in instances where the insurer determines that the risk of an insured has changed significantly. Having a driver's license suspended indicates a change in risk that could warrant the insurer's decision to cancel the policy.

For example, an insurer assesses the risk associated with the policyholder based on their driving record and ability to operate a vehicle. If a dependent or family member, like the policyholder's son, has their license suspended, it can impact the insurer's evaluation of the risk they are assuming by providing coverage.

In contrast, while a policyholder can request cancellation, this typically does not relate to the insurer’s authority to cancel a policy unilaterally after a certain timeframe. Likewise, a total loss of the vehicle does not usually constitute grounds for cancellation by the insurer but rather the start of the claims process. Moving out of state, although it could affect the terms of coverage, generally does not provide the insurer grounds for cancellation unless the policy specifically states so. Thus, the scenario involving the suspension of a driving license fits the criteria