What is the maximum amount of indemnification Christy can expect to receive for her property loss after lightning strikes her trees?

The maximum amount of indemnification that Christy can expect to receive for her property loss after lightning strikes her trees is based on the insurance policy terms and coverage limits that apply to her situation. In this case, the correct answer indicates that she can indeed receive up to $95,000 for the loss.

This amount is typically determined by the coverage limits outlined in her homeowners insurance policy. If her policy includes coverage for damage caused by lightning and lists a specific payout amount for such incidents, then the insured value of her property would be considered. Lightning is often covered under standard homeowners policies because it is classified as a peril.

The other options reflect either low amounts that wouldn't generally correspond to typical homeowners policy limits for such damage or a total loss of coverage. Given that $95,000 aligns with a plausible payout based on standard policy limits in the insurance industry, it makes sense to expect that level of indemnification for the damage to her trees if they are covered under her policy.