What is the maximum amount Susan can receive for a destroyed gravestone under her homeowners policy?

Under a typical homeowners insurance policy, personal property coverage is often limited to a specific maximum amount for certain types of items, such as gravestones. The correct maximum amount that Susan can receive for a destroyed gravestone is $5,000. This limit is commonly referenced as it is often stated in homeowners insurance policies as a coverage cap for burial plots and related property.

This amount reflects the standard coverage offered in many policies and aims to provide a reasonable level of financial protection for personal property losses related to burial sites. It's important for policyholders to review their policy language to understand specific limits and conditions that apply to such coverage.