What is the maximum uninsured motorist coverage that Ophelia can collect for her injuries?

To determine the maximum uninsured motorist coverage that Ophelia can collect for her injuries, it is important to understand the limits of uninsured motorist (UM) coverage as defined by Mississippi law. In Mississippi, the law mandates that drivers must carry uninsured motorist coverage, which usually matches the bodily injury liability limits of their auto insurance policy unless they specifically choose to reject higher coverage limits or opt for a lower amount.

In this scenario, if Ophelia has a policy that provides uninsured motorist coverage set at $50,000 per person, this means that the maximum amount she can collect for her injuries would be $50,000. This coverage is designed to protect insured individuals from damages resulting from accidents caused by drivers who do not have liability insurance.

The other options may reflect typical coverage amounts, but the correct answer reflects the specific limit that was likely set in Ophelia's policy and adheres to the common minimum coverage available for uninsured motorist insurance in Mississippi. Thus, if her policy states a limit of $50,000, that is the concluding maximum she could claim for her injuries.