What requirements must Wholesalers and Distributors meet in order to be eligible for a Business Owner's Policy (BOP)?

The eligibility of Wholesalers and Distributors for a Business Owner's Policy (BOP) is fundamentally tied to how much of their space is accessible to the general public. Specifically, one key requirement mandates that 25% or less of the floor space can be used for public access. This criterion helps ensure that the BOP is tailored for businesses primarily engaged in wholesaling or distribution rather than retail activities. By limiting public access to a small portion of the space, it maintains the policy’s focus on businesses that do not primarily serve individual consumers directly.

This specific requirement distinguishes Wholesalers and Distributors from retail businesses, which generally have a different risk profile and need for coverage. Therefore, option B accurately captures the essence of the eligibility criteria and represents the correct understanding of BOP requirements for these types of businesses.