What type of claim would NOT be covered under Errors and Omissions insurance?

Errors and Omissions (E&O) insurance is designed to protect professionals from claims arising from mistakes or failures in their work, typically related to negligence, misrepresentation, or breaches of professional duty. This type of insurance is particularly relevant in fields like insurance adjusting, where professionals could be held liable for errors leading to financial loss for clients.

Bodily injury claims, on the other hand, are generally not covered under E&O policies. These claims involve physical harm or injury to a person and typically fall under general liability insurance. This type of insurance is distinct from E&O coverage and is structured to protect against claims that arise from physical injuries or property damage rather than professional mistakes or negligence. Thus, a claim involving bodily injury would not be appropriate for coverage under Errors and Omissions insurance, making it the correct choice.

Understanding the scope of E&O insurance helps delineate the distinct boundaries of coverage, emphasizing that bodily injuries must be managed under a different insurance framework.