What would be a reason for a Mississippi insurer to cancel a policy on policyholder's son?

The correct rationale for a Mississippi insurer to cancel a policy involving the policyholder's son due to the suspension of his license stems from the insurer's assessment of risk. When an individual's driving privileges are suspended, it can indicate a propensity for risky behavior or non-compliance with state driving regulations. Insurers evaluate the behavior of all insured drivers associated with a policy, and a license suspension can lead to higher potential liability or claims, prompting the insurer to reconsider the terms of coverage.

Conversely, while non-payment of premium is indeed a valid reason for policy cancellation, it applies more directly to the financial obligation of the policyholder rather than an action specific to another insured individual. Accidents over the limit usually pertain to thresholds set by the insurer regarding the number of incidents that can occur before they reconsider covering a driver, but it wouldn't singularly point to the son as the sole cause for cancellation. Relocation of the policyholder may lead to adjustments in coverage or risk evaluation, but it doesn’t specifically justify the cancellation of a policy solely based on the policyholder's son.