When Jason's insurer may cancel coverage if a premium is over 30 days late, what is likely to happen when he files a claim after being late multiple times?

When an insurance company has accepted multiple late premium payments without canceling the policy, it may be considered that the insurer has impliedly waived its right to cancel the policy for those late payments. This principle of implied waiver means that the insurer has essentially signaled acceptance of the late payments and has not exercised its right to cancel the policy as stipulated in the contract.

As a result, when Jason files a claim after having been late on payments but the insurer has not canceled the policy, the insurer is likely to pay the claim due to this implied waiver. This ensures that policyholders are treated fairly; if the insurer has allowed the policy to remain in effect despite late payments, they may be obligated to honor claims made under that policy.

The other options do not accurately reflect the implications of implied waiver in this scenario. For instance, outright denial of a claim would suggest the policy had been canceled or that the insurer strictly adheres to contract terms without consideration of prior conduct. Paying only part of the claim would undermine the principle of waiver, as the insurer would still need to honor the full coverage provided by the policy. Lastly, the suggestion that the policy will automatically remain active disregards the need for explicit action from the insurer regarding policy status after multiple late