Which Business Auto Policy endorsement covers employees while using their personal cars for business purposes?

The Non-Owned Auto endorsement is specifically designed to extend coverage to employees who use their personal vehicles for business-related activities. This endorsement provides liability coverage for the insured business when employees drive their own cars while performing tasks or duties associated with their employment.

This is crucial for businesses because, while the employees' personal auto insurance may provide some level of coverage, there can be gaps when those vehicles are used for business purposes. By adding the Non-Owned Auto endorsement, companies can protect themselves from potential claims arising from accidents that occur when employees are using their own vehicles in the course of their job duties.

The other options pertain to different types of coverage scenarios that do not specifically address the need for employee personal vehicles used for business. For example, the Drive Other Car endorsement typically extends coverage to a named insured driving a vehicle not owned by the business. Employee Hired Auto relates to vehicles hired by employees on behalf of the business, while Business Use Coverage is not a widely recognized term and may not specify the necessary coverage for personal vehicles used in a business context. Thus, Non-Owned Auto is the correct choice for this situation.