Which CGL policy would cover Ryan's claim for his knee injury filed on January 25, 2011, due to a past incident with NusquamCycle?

The appropriate choice for Ryan's claim is the Claims-Made policy from January 1, 2003, to January 1, 2004, with a supplemental extended tail. This is because a Claims-Made policy provides coverage for claims made during the policy period, regardless of when the incident occurred, as long as the incident happened after the retroactive date.

In this scenario, Ryan's knee injury claim was filed on January 25, 2011, and if the incident that caused his injury occurred after the retroactive date established in the policy (which likely would have been January 1, 2003, or after), it would be covered. The supplemental extended tail ensures that any claims that arise from incidents occurring during the policy period can be reported for a set time following the expiration of the policy, making it particularly suitable for circumstances where an injury claim is filed well after the incident but during the allowable reporting period.

The other selections do not provide the same coverage under these circumstances. For instance, the occurrence policy that was active from January 1, 2002, to January 1, 2003, would only cover claims for incidents occurring during that time frame, which does not accommodate injuries claimed after that period