Which claim is NOT covered under an Equipment Breakdown Protection Coverage Form?

In the context of Equipment Breakdown Protection Coverage, the focus is on incidents specifically involving mechanical or electrical breakdowns of equipment. Equipment Breakdown Protection is designed to cover losses due to the malfunctioning of machinery and equipment, including those caused by electrical failures or mechanical issues.

Heavy transport machines and electrical equipment failures fit squarely within the scope of this type of coverage, as these are typically included in the policy to protect against the consequences of equipment breakdowns. Similarly, damage caused to machinery due to computer issues also aligns with the coverage's intent, as it pertains to failures that can disrupt the operation of equipment.

However, damages to air conditioning units resulting from hailfall fall outside the parameters of Equipment Breakdown Protection. Such incidents are typically categorized under property insurance rather than equipment breakdown insurance, as they are related to external physical damage from a weather event rather than a malfunction or operational failure of the equipment itself. Thus, this scenario does not align with the type of losses covered by Equipment Breakdown Protection, making it the correct choice for claims not covered under this form.