Which coverage could help cover Wendy's injuries after falling due to a faulty floorboard?

Prepare for the Mississippi Adjuster License Exam. Study with comprehensive flashcards and multiple choice questions, each equipped with hints and explanations to ensure exam readiness!

The correct answer is Premises Liability. This type of coverage specifically addresses injuries that occur on someone's property due to unsafe conditions, such as a faulty floorboard. It is designed to protect property owners and tenants from claims resulting from injuries sustained by visitors or guests while on the premises.

In the scenario presented, Wendy's injuries from falling on a faulty floorboard would likely fall under premises liability, as the owner of the premises has a responsibility to ensure that the property is safe for visitors. This coverage can help pay for medical expenses and legal costs associated with Wendy's injury claim.

Other types of liability coverage mentioned in the choices do not apply in this case. Products Liability covers injuries caused by defective products, so it would not apply to an injury caused by a floorboard. Completed Operations Liability typically pertains to claims arising from completed work or services provided, rather than conditions found on premises. Contractual Liability refers to obligations that arise from contracts, which are not relevant in the context of a falling injury on someone else's property.

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