Which coverage provides protection against injuries that occur to others while operating the insured's vehicle?

Bodily injury liability coverage is designed specifically to provide financial protection against injuries that others sustain while operating the insured's vehicle. This type of coverage is essential because, in the event of an accident where the insured driver is at fault, it helps cover the medical expenses and potential legal claims made by the injured party. This ensures that the driver is protected from significant out-of-pocket costs or legal liabilities that can arise as a result of an accident.

Other types of coverage mentioned serve different purposes. For instance, medical payments coverage addresses medical expenses for the insured and passengers in the vehicle, regardless of who is at fault. Personal injury protection goes a step further by covering a wide range of costs, including lost wages and other related expenses, but is still focused primarily on the insured driver and their passengers. Collision coverage, on the other hand, pertains to damages to the insured's own vehicle in the event of a crash, rather than injuries suffered by others. Therefore, bodily injury liability coverage is the only option that specifically addresses the injuries that occur to others caused by the insured's vehicle.