Which coverage typically protects against injuries caused by slips and falls on a property?

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Liability coverage is designed to protect individuals and businesses from claims resulting from injuries and damages that they may be held responsible for. In the case of slips and falls on a property, if someone is injured due to unsafe conditions, liability coverage will provide financial protection for the property owner against legal claims. This coverage typically includes expenses related to medical bills, legal fees, and any settlements or judgments that may arise from such incidents.

While personal injury coverage relates to non-physical injuries like defamation or emotional distress, it does not specifically address accidents on property. Property damage coverage focuses on damage to physical items rather than bodily injury claims. Comprehensive coverage generally refers to protection for property against non-collision-related incidents, such as theft or vandalism, and does not apply to personal injury situations on a property. Therefore, liability coverage is the correct option for protecting against slip and fall injuries.

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