Which endorsement provides liability coverage for the company car in Martin's case?

Prepare for the Mississippi Adjuster License Exam. Study with comprehensive flashcards and multiple choice questions, each equipped with hints and explanations to ensure exam readiness!

The correct endorsement that provides liability coverage for the company car in Martin's case is the Extended Non-Owner endorsement. This endorsement is designed to offer additional liability coverage for individuals who do not own a vehicle but occasionally drive vehicles that are not their own, including company cars.

When a person is using a company vehicle, they may not have the same coverage as when they drive their personal car. The Extended Non-Owner endorsement adds protection in instances where they are liable for accidents that occur while operating a non-owned vehicle, such as a company car. This is particularly valuable because it helps ensure that they are covered in various situations while using vehicles that they do not personally own.

The other options do not specifically address the nature of coverage for company vehicles. The Business Use Endorsement typically applies to personal auto policies to extend coverage for business-related use but may not fully encompass the specific liability coverage needed when driving a non-owned company vehicle. A Personal Umbrella Policy is intended to enhance liability coverage beyond standard limits but would not provide coverage for the use of a company car in this manner. Non-Owned Auto Insurance is designed for businesses to cover their employees when they use their own vehicle for work-related tasks but does not directly provide liability coverage for the company vehicle

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