Which item would NOT be covered under Coverage B of a commercial property policy?

Prepare for the Mississippi Adjuster License Exam. Study with comprehensive flashcards and multiple choice questions, each equipped with hints and explanations to ensure exam readiness!

Coverage B of a commercial property policy typically covers personal property owned by the business that is used in the business operation. This includes items that are either movable or not permanently affixed to the building. The correct option, which identifies an item that would not be covered under this type of coverage, is a paint mixer that is permanently affixed to the floor.

When equipment or property is considered a permanent fixture, it usually falls under the building coverage rather than personal property coverage, since it becomes part of the structure. Thus, any asset that is fixed in place is not classified under Coverage B, which is designated for mobile and movable personal property.

On the other hand, a portable generator, office furniture, and inventory of hardware supplies are all items that can move and therefore are eligible for Coverage B. They are considered business personal property and are crucial for day-to-day operations, which aligns with the intent of the coverage.

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