Which of the following is NOT covered under Part A of a Personal Auto Policy?

Prepare for the Mississippi Adjuster License Exam. Study with comprehensive flashcards and multiple choice questions, each equipped with hints and explanations to ensure exam readiness!

Part A of a Personal Auto Policy primarily focuses on liability coverage for bodily injury and property damage caused to others in an accident for which the insured is at fault. This includes coverage for medical expenses incurred by drivers (as long as they are not excluded individuals), property damage liability for damage caused to others’ property, and bodily injury liability for injuries inflicted on others.

Lost wages, on the other hand, are not covered under Part A. This coverage typically falls under different sections, such as medical payments or personal injury protection (PIP), if those are included in the policy. However, lost wages specifically are not part of the liability coverage that characterizes Part A. Thus, while medical expenses, property damage liability, and bodily injury liability are all essential elements of Part A's coverage structure, lost wages do not fit into this category.

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