Which of the following is a common feature of a Business Owners Policy?

A Business Owners Policy (BOP) typically includes General Liability Protection as a standard feature. This type of coverage is crucial for small to medium-sized businesses because it helps protect against claims of bodily injury, property damage, and personal injury arising from business operations. This coverage ensures that the business is safeguarded against legal claims that could be financially devastating, thus providing a foundational layer of risk management for business owners.

On the other hand, Professional Liability Coverage is not a standard feature of a BOP—it’s specifically designed for professionals who offer services and may face claims related to negligence or errors in their professional duties. Personal Auto Coverage relates to personal vehicles and does not apply to business operations, while Workers' Compensation Coverage is a separate policy that provides benefits to employees who get injured or become ill as a direct result of their job. While important, it is not included within the BOP framework but is subject to different regulatory requirements.