Which of the following is NOT a power of the Insurance Commissioner?

The role of the Insurance Commissioner includes a variety of powers and responsibilities, particularly focused on the enforcement and regulation of insurance laws. However, writing insurance laws is typically the responsibility of the state legislature, not the Insurance Commissioner. The Commissioner does not have the authority to create laws; rather, they implement and enforce the regulations that the legislature enacts.

The other options highlight the essential functions of the Insurance Commissioner. Enforcing existing insurance laws ensures that insurance companies comply with state regulations, and regulating insurance companies includes overseeing their operations to maintain a fair and competitive insurance marketplace. Overseeing market conduct involves monitoring how insurance companies engage in business practices and ensuring that they adhere to ethical standards. Each of these actions aligns with the Commissioner’s role to protect consumers and maintain the integrity of the insurance industry within the state.