Which of these businesses would generally require a bailee's customer floater?

A bailee's customer floater is an insurance policy designed to protect the personal property of customers that is in the care, custody, or control of a business. This type of insurance is particularly relevant for businesses that handle, repair, or maintain clients' property.

In the case of a dry cleaner, the business is responsible for taking possession of clothing and other fabric items for the purpose of cleaning them. As the dry cleaner essentially becomes the bailee of the customers' garments, it needs coverage for potential losses or damages that could occur while the items are under its care. This may include risks such as fire, theft, or accidental damage.

The other options do not typically require a bailee’s customer floater to the same extent. An ice cream shop serves food to customers but does not take possession of their personal property. A repair shop might work on clients’ items, but it may rely on different forms of insurance to cover items in its custody, depending on its practices and coverage needs. A storage facility, while it holds customers' goods, often relies on the customers to obtain their own insurance for items stored, as they usually do not take active custodial responsibility for the stored items. Thus, the nature of the services provided by a