Which policy can be used instead of a Trucker's Policy for regular public transportation services?

Prepare for the Mississippi Adjuster License Exam. Study with comprehensive flashcards and multiple choice questions, each equipped with hints and explanations to ensure exam readiness!

The Motor Carrier Policy is specifically designed to provide coverage for businesses that transport goods or passengers for a fee. This type of policy includes essential protections that address the unique risks associated with operating a truck and transporting cargo. It encompasses liability coverage for bodily injury and property damage that arises from the operation of commercial vehicles, ensuring compliance with federal and state regulations, which is vital for transportation services.

In contrast, a Commercial Auto Policy is more general and typically used for a wider range of business vehicles without the specific focus on transportation services. A General Liability Policy covers non-automobile-related risks and does not provide the necessary vehicle liability coverage. Private Car Insurance is intended for personal use vehicles and does not apply to commercial transportation needs. Therefore, the Motor Carrier Policy is the most suitable choice when covering businesses that offer regular public transportation services, making it the correct answer in this context.

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