Which statement about the Federal Employees Compensation Act is true?

The Federal Employees Compensation Act (FECA) is designed to provide a comprehensive system of compensation for federal government employees who are injured while performing their duties or suffer from work-related diseases. It specifically offers benefits such as medical care, rehabilitation, and wage loss compensation to civilian employees of the federal government.

This makes the statement that it provides federal government insurance for civilian employees true, as FECA is tailored to meet the needs of workers in federal civilian jobs, covering a wide range of workplace injuries and illnesses.

In contrast, the act does not provide coverage for private sector employees, which is addressed by different legislation such as state workers' compensation programs. While military personnel are generally not covered under FECA, they are instead covered by other military-specific compensation programs, which means the statement about excluding all military personnel does not reflect the act's purpose and scope accurately. Additionally, FECA covers injuries that occur during the course of employment, not just those that happen during a commute, making the statements about commuting accidents and accident exclusions inadequate representations of the act.

Overall, option B accurately reflects the core intent and function of the Federal Employees Compensation Act.