Which type of policy would provide coverage specifically for professional services provided?

A policy that provides coverage specifically for professional services is known as an errors and omissions policy. This type of insurance is designed to protect professionals against claims of negligence or inadequate work. For instance, if a consultant makes a mistake in their advice that causes financial loss to a client, this policy would cover legal fees and damages resulting from the claim.

General liability policies typically cover a broader range of incidents, such as bodily injury or property damage, but do not focus specifically on the professional services aspect. Property damage policies are focused on physical damage to property rather than professional liability claims. Personal injury policies usually cover non-physical harm, such as defamation or invasion of privacy, rather than the quality of professional services offered.

Thus, an errors and omissions policy is tailored specifically for the professional service sector, protecting individuals and businesses from claims arising directly from their professional advice or services.