Who would be listed as the named insured(s) for the liability coverage needed by DEC Construction's independent contractor?

In the context of liability coverage for DEC Construction and its independent contractor, the named insured typically refers to the individual or entity that is protected under the insurance policy. When a construction company hires independent contractors, it is crucial for the company to ensure that it has the necessary insurance coverage in place to protect itself from potential liabilities that could arise during the execution of work-related tasks.

In this situation, DEC Construction would be the named insured because it is the entity that is purchasing the insurance policy and will be shielded from liabilities resulting from the actions of its independent contractor while they perform work on behalf of DEC. This coverage serves to protect DEC from claims stemming from accidents, damages, or any legal actions that could occur as a result of the contractor’s work.

The other options represent various entities that could have interests or connections to the project but do not have the direct responsibility for procuring the insurance or the designation as the insured party under the liability coverage. Each of these entities may have their own insurance considerations, but in this specific case of liability for DEC Construction's independent contractor, it is DEC Construction that is correctly identified as the named insured.