Workers' compensation insurance can provide compensation for all of the following, EXCEPT:

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Workers' compensation insurance is designed to provide financial support to employees who suffer injuries or illnesses as a direct result of their work. This coverage typically includes medical expenses for treatment of work-related injuries, compensation for lost wages during periods of recovery, and rehabilitation costs that help employees regain their ability to work.

The reason lost vacation time is not covered by workers' compensation is that these policies specifically focus on injuries and illnesses incurred during the course of employment, rather than paid time off or vacation benefits. Vacation time is not a consequence of an injury but rather a benefit provided by employers. Therefore, it falls outside the scope of what workers' compensation insurance is intended to cover.

In contrast, medical expenses, lost wages, and rehabilitation costs are all directly related to the effects of workplace injuries, making them valid claims under workers' compensation insurance policies.

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